31 South Avenue West,
Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training and experience as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to help achieve their goals. We have a unwavering devotion to all of our clients and our community.
CERTIFIED FINANCIAL PLANNER(TM) professional, CRES, President
SCHEDULE A MEETING
Patrick began his career in the financial services industry in 1986. He has been with Lincoln Investment for over 30 years, and is the owner and President of The Bergin Agency. In addition to acting as a fiduciary for his clients, he has his New Jersey Life and Health/Accident insurance licenses. Patrick also holds the following FINRA registrations:
Patrick has been a CERTIFIED FINANCIAL PLANNER(TM) professional since 1995 and is also Certified Retirement Education Specialist (CRES).
Patrick focuses on helping clients create well diversified* portfolios utilizing high quality portfolio managers. Helping his clients achieve financial stability are the hallmarks of his philosophy.
When not working on behalf of his clients, Patrick enjoys golf, reading, and trips to Disney World. He currently resides in Union County, NJ and has three daughters.
*Diversification does not guarantee a profit or protect against a loss.
CERTIFIED FINANCIAL PLANNER(TM) professional
SCHEDULE A MEETING
SCHEDULE A MEETING
Pat Romano is a financial representative who has been dedicated to helping individuals with all aspects of financial planning. He specializes in retirement planning for school district employees, small businesses, and individuals. Pat is a graduate of Montclair State College with a Bachelor of Science in Finance and Business Administration.
He is an FINRA registered representative and has a life, health and variable annuity insurance licensure in New Jersey. Personalized service is a hallmark of Lincoln Investment and Pat takes pride in developing long-term relationships with his clients. He provides them with financial services designed to help meet each of their individual goals.
Pat holds the following industry exams or equivalency and Professional Designations.
In his free time, Pat enjoys time with his family including 2 grandchildren, playing golf, vacationing in Hilton Head S.C., and reading Michael Connolly novels.
Financial Advisor with over twenty years’ experience implementing employer-sponsored retirement plans in the public sector. Throughout my career, I have managed advisors, institutional plans and personal clients. My practice specifically partners with institutions to educate and provide solutions for employees while maintaining a strong balance of client and company objectives.
These partnerships allow me to provide financial education seminars, benefit planning and retirement plan solutions while enhancing the plans value to the institution. The end result is a practice that delivers value to the client and to the institution.
Keith began his career in the financial services industry in 2004 with Legend Equities and transitioned over to Lincoln Investment in 2005. In addition to acting as a fiduciary for his clients, he has his New York, New Jersey and Connecticut Life Insurance, Health and Accident Insurance, and Variable Life / Variable Annuities licenses. Keith also holds the following FINRA registrations:
Keith focuses on helping clients look at the complete financial picture. He strives to create well diversified* portfolios through passive and active investment styles using some high quality funds and portfolio managers while being cognizant of cost. The hallmark of his philosophy is to simply understand his client’s rationale, so he can provide top-tier service for his clients and their finances.
He currently resides in Westchester County, NY.
Gina Martin has worked in the financial planning industry for over 20 years. She’s worked with Lincoln Investment for last 13 years and was previously a representative at VALIC (AIG) Retirement Services. Gina works one-on-one with her clients to help them understand their current financial situation, their needs, and their goals. She specializes in mutual funds and insurance products. Gina currently resides in Mercer County, NJ with her spouse Craig Pollins.
James Herron Jr., LUTCF® has been in the financial planning industry since 2002. He has worked with Lincoln Investment since August of 2008, and has been a member of The Bergin Agency since 2010. James is also a member of NAIFA (National Association of Insurance & Financial Advisors).
James resides in Union County, NJ and is married with 3 children: 1 boy and 2 girls. He played football during his time at Saint Peters College and has since developed a love of coaching. He has over 10 years of high school and college Track and Field coaching experience, and he’s been an assistant coach for Saint Peters University track and field program for the last 4 years.
Professional Licenses/ Designation
SCHEDULE A MEETING
Peter is an expert in helping his clients achieve their financial goals to lead a secure lifestyle before and during retirement. As the son of a public school educator and firefighter, he has been specializing in retirement planning for educators and public government employees. Coming from a similar background, this allows him to deeply connect with his wide-array of client's circumstances.
He is a graduate of Stockton University with a Bachelor of Science in Finance. He is a FINRA registered financial advisor holding the following licenses:
He also holds the following insurance licenses:
Trust and transparency are the cornerstones of relationships with his clients. Peter is a fiduciary who is legally and morally obligated to act in his clients’ best interest, which he takes great personal pride in.
When he’s not assisting clients, Peter is cooking, golfing, snowboarding, & spending time with his family on Lake Hopatcong, where he grew up. He currently resides in Morris County, NJ.